But back to our health insurance needs. Here are the new rates quoted to us.
For 6 months of coverage, paid by the month: $270 a month.
For 6 months of coverage, paid in a lump sum: $213 a month.
For 11 months of coverage, paid by the month: $405 a month (no, that’s not a typo).
For 11 months of coverage, paid in a lump sum: $370 a month.
Although he suspected the reason (and was right), hubby asked the insurance agent why the drastic increase (because there should be a decent discount when you pay for longer coverage, right? They want to encourage you to buy more insurance, yes?).
The answer? Eleven months of coverage will go a month into 2014. Obamacare is going to kick in in 2014. Insurance rates will be going up dramatically. That $405 a month is the average per month cost over eleven months with the increased rate figured in for just the last month.
Sigh. I have no words. (Wait, that's a lie. I have many words -- I'm just declining to share them.)